(855) 255-5353 David.Stegall@rces.us

Contact Us

#6 Office Park Cir. #100
Birmingham, AL 35223

65 W. Jackson Blvd. #113
Chicago, IL 60606

(855) 255 – 5353



Insurance Expert Witness has over 30 years of insurance, self-insurance, reinsurance and risk management experience. They have worked as underwriters, retail agents, wholesale brokers, reinsurance intermediaries and as expert witnesses.

They have underwritten, marketed, developed and sold traditional insurance products as well as implemented self-insured programs for qualified self-insurers; created self insured funds; developed captive insurance companies; created national programs; and placed reinsurance for both standard and alternative programs.

They have worked on accounts with one employee to 10,000 employees.

Principal Consultant
David L. Stegall, CPCU, ARM, ARe, RPA

David Stegall is Principal Consultant of Insurance Expert Witness, a nationwide, fee- for-service only, insurance and risk management consulting practice providing analysis, advice and professional services to commerce, industry and government.


He founded Risk Consulting & Expert Services in 2007 after having served many roles within the insurance industry over the previous 30 years. Mr. Stegall served as an underwriter, a retail insurance agent with local, regional, national and international retail broking firms, a national wholesale broker, an insurance carrier chief underwriting officer, an insurance carrier regional vice president, a managing general agent, an underwriting manager, and an executive for a captive insurance company, a self-insured fund and a reinsurer.


Mr. Stegall holds a B.A. in Communications from Auburn University. He is also a Chartered Property & Casualty Underwriter (CPCU), an Associate in Risk Management (ARM), an Associate in Reinsurance (ARe) and a Registered Professional Adjuster (RPA). He is President of the Society of Risk Management Consultants (2016-17), a Member of the Board of Directors of Alabama Captive Association, Inc., a Member of the Association of Registered Professional Adjusters, a Member of the Forensic Expert Witness Association, a Member of the Defense Research Institute and an Associate Member of the American Bar Association – Litigation Section – Tort Trial and Insurance Practices Committee and the General Committees: Insurance Coverage Litigation, Fidelity and Surety Law and Self-Insurers & Risk Managers.


Mr. Stegall is an A.M. Best’s Recommended Expert Service Provider and an IMS Expert Services EliteXpert. He has been Retained as an expert on over 90 forensic case assignments, in over 40 State cases and 40 Federal cases in 35 different districts.  He has provided over 70 Expert Opinions, been Deposed over 40 times, approved, recognized and testified as an expert in five Trials and one Arbitration Hearing. Approximately 60 percent of cases have been for the Defense and 40 percent for the Plaintiffs.


Retained on over 137 forensic case assignments.  67 State Cases in 53 State Districts and 70 Federal Cases in 43 Federal Districts

Provided over 112 Expert Opinions and have been Deposed over 56 times.

Cases Mix: 45% Plaintiff/ and 55% Defense

Society of Chartered Property & Casualty Underwriters since 1986

President of the Society of Risk Management Consultants 2016-2107

Associate Member of the American Bar Association – Tort and Insurance Practice Section

Member of the Defense Research Council

Associate in Risk Management since 1991

Associate in Reinsurance since 1998

Do you need help with your case?