Insurance Expert Witness has over 30 years of insurance, self-insurance, reinsurance and risk management experience. They have worked as underwriters, retail agents, wholesale brokers, reinsurance intermediaries and as expert witnesses.
They have underwritten, marketed, developed and sold traditional insurance products as well as implemented self-insured programs for qualified self-insurers; created self insured funds; developed captive insurance companies; created national programs; and placed reinsurance for both standard and alternative programs.
They have worked on accounts with one employee to 10,000 employees.
David L. Stegall, CPCU, ARM, ARe, RPA
David Stegall is Principal Consultant of Insurance Expert Witness, a nationwide, fee- for-service only, insurance and risk management consulting practice providing analysis, advice and professional services to commerce, industry and government.
He founded Risk Consulting & Expert Services in 2007 after having served many roles within the insurance industry over the previous 30 years. Mr. Stegall served as an underwriter, a retail insurance agent with local, regional, national and international retail broking firms, a national wholesale broker, an insurance carrier chief underwriting officer, an insurance carrier regional vice president, a managing general agent, an underwriting manager, and an executive for a captive insurance company, a self-insured fund and a reinsurer.
Mr. Stegall holds a B.A. in Communications from Auburn University. He is also a Chartered Property & Casualty Underwriter (CPCU), an Associate in Risk Management (ARM), an Associate in Reinsurance (ARe) and a Registered Professional Adjuster (RPA). He is President of the Society of Risk Management Consultants (2016-17), a Member of the Board of Directors of Alabama Captive Association, Inc., a Member of the Association of Registered Professional Adjusters, a Member of the Forensic Expert Witness Association, a Member of the Defense Research Institute and an Associate Member of the American Bar Association – Litigation Section – Tort Trial and Insurance Practices Committee and the General Committees: Insurance Coverage Litigation, Fidelity and Surety Law and Self-Insurers & Risk Managers.
Mr. Stegall is an A.M. Best’s Recommended Expert Service Provider and an IMS Expert Services EliteXpert. He has been Retained as an expert on over 90 forensic case assignments, in over 40 State cases and 40 Federal cases in 35 different districts. He has provided over 70 Expert Opinions, been Deposed over 40 times, approved, recognized and testified as an expert in five Trials and one Arbitration Hearing. Approximately 60 percent of cases have been for the Defense and 40 percent for the Plaintiffs.
Society of Chartered Property & Casualty Underwriters since 1986
President of the Society of Risk Management Consultants 2016-2107
Associate Member of the American Bar Association – Tort and Insurance Practice Section
Member of the Defense Research Council
Associate in Risk Management since 1991
Associate in Reinsurance since 1998